Trusted Financial
Solutions Since 1990
Over 30 years of helping people and businesses across Kerala find the right financial solutions — with trusted guidance, transparent service, and personal attention.
Financial solutions for every stage of life
From personal needs to business growth, we help you find the right product from the right lender — with honest, personalised guidance.
Three decades of local trust, one honest advisor
We are a family-run finance agency serving Palakkad and Kerala since 1990. We treat every customer's file with the same care we'd want for our own.
- More than 30 Years Experience
- Personalized Financial Advice
- Multiple Banking Partners
- Simple Documentation
- Quick Processing
- Trusted Local Agency
- Customer First Approach
- Transparent Guidance
Simple, transparent — six steps
No surprises. No hidden charges. Just a clear path from enquiry to disbursal.
Submit Enquiry
Share your requirement via form, call or WhatsApp.
Free Consultation
We understand your need and suggest options.
Document Collection
Simple checklist. We help you organise it.
Eligibility Assessment
We match you with the best-fit lender.
Institution Processing
Application & follow-up with the bank/NBFC.
Approval & Assistance
Disbursal support and post-loan guidance.
Plan your monthly EMI in seconds
Estimate your monthly instalment for any loan amount, interest rate, and tenure.
Quick loan eligibility estimate
Get an instant indicative eligibility. Final approval depends on the lender.
A simple checklist to get started
Prepare these documents in advance to speed up your loan process.
Personal Loan
- Aadhaar Card
- PAN Card
- Latest 3 Salary Slips
- 6 Months Bank Statement
- Passport Size Photo
Business Loan
- GST Registration
- Business Proof
- Last 2 Years ITR
- 12 Months Bank Statement
- KYC Documents
Home Loan
- Income Proof
- Property Documents
- 6 Months Bank Statement
- Identity & Address Proof
- Sale Agreement
What our customers say
Three decades of relationships built on trust and results.
"Very trustworthy service. The team guided us throughout the loan process and made it stress-free."
"Excellent support and fast response. I got my working capital in less than 10 days."
"Highly recommended for business finance. Honest advice and no hidden charges."
Our Story
Established on 20 September 1990, Andavar Agency has grown into one of the most trusted financial service providers in Palakkad, Kerala. Registered as a Micro Enterprise under Udyam (NIC 64990 — Financial Service Activities), we've spent three decades helping individuals, families, farmers, traders and businesses make confident financial decisions.
Our mission is simple: honest advice, transparent processes, and reliable assistance — from your very first enquiry to loan disbursal and beyond.
Frequently asked questions
Quick answers to the questions we hear most.
Looking for the right financial solution?
Whether you're planning to buy a home, grow your business, finance a vehicle, or need personal assistance — we're here to guide you with trusted advice backed by 30+ years of experience.
Visit us in Palakkad
Drop by our office, call, or reach us on WhatsApp — whichever is easiest.